Just had an accident?
Do these five things, in order.
- 1
Make sure everyone is safe, move out of traffic if you can.
- 2
Call 911 if anyone is hurt or the cars can't move.
- 3
Photograph everything: cars, plates, the scene, their insurance card.
- 4
Swap info, say less: name, insurance, plate. Don't admit fault, don't guess.
- 5
Call Maestro before you file: know your options first.
Talk it through with us
A quick call before you file with insurance. Coordination and straight advice, not paperwork you sign blind.
Common questions
What should I do right after a car accident in New York?
Make sure everyone is safe, call 911 if anyone is hurt, photograph everything, exchange information without admitting fault, and talk to someone you trust before you file. The full five step checklist is above.
Can I choose my own body shop in New York?
Yes. In New York you have the right to have your car repaired at the shop you choose. An insurer can recommend a shop, but the choice is yours. Maestro coordinates repairs across a network of partner collision shops we trust, and helps you pick the best option for the job.
Should I admit fault at the scene?
No. Stick to facts: names, insurance, plates, photos. Fault involves details you cannot see at the scene, so let the process sort it out. Saying less protects you.
What does Maestro actually do on a claim?
Education and coordination. We help you understand your claim, document the damage properly, and stay on the repair until it is done right. We do not negotiate your claim for you.
General information, not legal advice.